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And it's perfectly legal, but completely unfair. In this case, having accepted the inheritance, you have a chance not to pay for someone else's loan, and become only the rightful owner of the property.

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In other words, to pay the loan all heirs have accepted the inheritance, to avoid this will not succeed. As a result, the client might get the feeling that he cheated, but it will not be so. The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand. It should be noted the fact that the number of Bank and non-Bank financial institutions ready to provide its clients with cash now number in the thousands and all such organizations, according to advertising slogans and avenues, only exclusive, profitable and reliable credit conditions. Statistics show that a huge number of people suffering from creditmany present among today's youth, who grew up in the conditions established capitalist relations. As the borrower may violate the terms of the contract, they know everything. According to financial analysts, the borrower will have more chances of getting a mortgage loan for the purchase of suburban real estate, in that case, if he is made as the collateral in its main housing in the city.

And it's perfectly legal, but completely unfair. In this case, having accepted the inheritance, you have a chance not to pay for someone else's loan, and become only the rightful owner of the property. As practice shows, in anticipation of the holiday euphoria people try to do everything faster than usual, which is why few of us can detect in interest-free loans huge fees or existence insurance policies. During these six months, we can all think carefully and make the final decision, is it advantageous to accept the inheritance with all debts or to abandon it and focus on paying their own loans. In the most positive of intentions they are trying to buy on credit, the maximum available for housing, choosing a more prestigious area. When it comes to the apartment bought on a mortgage, the heirs to repay the loan jointly, in proportion to the share they received. According to psychologists, the most conscious citizens are citizens of our country aged 40-43 years, as these people turn to financial institutions as a rule, to buy housing.

Such is the irony. Base this can be a violation of one of the parties to the contract. However, in fairness it should be noted the fact that people are having and older age, are not always able to boast of prudence. Financial institution, in turn, may be a kind of indicator of the reliability of the developer, because of serious financial institutions are ready to cooperate only with honest, reputable and successful construction companies. However, even then it will be necessary to observe a number of important formalities, among which is the fact that cost of urban real estate serving as collateral must not be lower than the estimated amount of the loan.

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(C) 2009 Professional assistance in obtaining mortgages
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