Daily Archives April 3, 2015

Everyone Should Have A Living Will

Everyone Should Have A Living Will

by: David G. Hallstrom, Sr.

According to information provided by http://www.plan-my-estate.com an an estate planning and asset protection resource web site, a living will, known in most states as a Directive to Physicians or Healthcare Directive, sets out your wishes about what extended medical treatment should be withheld or provided if you become unable to communicate those wishes. The directive creates a contract with the attending doctor. Once the doctor receives a properly signed and witnessed directive, he or she is under a duty either to honor its instructions or to make sure you are transferred to the care of another doctor who will.
There is an old saying, “nothing is sure in life except death and taxes”. Whether you like it or not, someday you will die. How you die and how it effects the people you leave behind can be affected by whether or not you have a living will.
Say you feel that if you develop an inevitably fatal illness, you do not want any extreme measures taken to prolong your suffering or to cause you additional suffering or loss of dignity while you are dying. Say you have a massive stroke and end up in a coma and according to the doctors you are brain dead or completely unresponsive. You are being kept alive by a bunch of machines and tubes. Now say you had previously told someone, your spouse, one of your children or a parent, that you did not want to be kept alive by extreme measures. That person tells the doctor that you would not want to be kept alive by a machine, however, another family member, who can not take the thought of your dying, tells the doctor that you wanted to be kept alive by any means possible. Now, there is a problem. Remember the seven (7) year court battle over Terri Schiavo.
Both family m...

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Foods and Diets Litigations

Foods and Diets Litigations

by: Laura Ciocan

Why is that food processing and commerce are not strictly regulated by law so as to prevent health problems generated by an inadequate diet? Unhealthy products encourage an unhealthy diet, appealing the consumer by their availability within reach and the invading advertising. If the food producers are controlled by health officials, then it must be that the regulations are too lax in as far as marketed foods are concerned.
Everyone knows that, for instance, hydrogenated oils and partially hydrogenated oils are highly unhealthy. Tons of studies and informative material have been published, yet there is a population segment that still falls into traps saying that margarine is a “healthier alternative for butter, full of vitamins”, when in fact the trans-fatty acids it contains surpass the “healthy benefits” it offers. For this particular case, all foods containing hydrogentated oils (if the law allows their production, though it shouldn’t) should have a health hazard warning (like those on the cigarette packs), saying something like “This product contains trans-fatty acids that increase the risk of heart disease”. Thus, people would be constantly reminded of the bad effects of such products on health.
Generally, when it comes to foods and dieting, people should be advised of the potential inconvenience that might occur due to some ingredients or the way the food is prepared.
Take for instance the case of the release of so many diets that are not documented, not officially controlled and approved, promissing great things but not being explicit about the great problems they generate. Such as the very popular Atkins, for instance, which is a real danger to health.
I wondered why such anti-health practices are not forbidden? Oh, pa...

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Filing a Simple Bankruptcy

Filing a Simple Bankruptcy

by: Susan Chana Lask, Esq.

We all know times are tough and, for some of us, bills are getting harder to pay each month. If the debts you owe are more than what you can afford, you should read on.
Filing a bankruptcy can be the answer to your problems. A bankruptcy is a way to discharge your debts completely so you can have a fresh start in your financial and personal life. You can only file a bankruptcy once every 6 years and once filed, it can become part of your credit history
Before filing, you want to know two things: 1) that your monthly expenses (i.e. rent, phone, medical payments and just about anything else paid by you for the living expenses of you and your family) are more than your monthly net income and 2) that your assets (all property you own at its current market value) are worth less than your liabilities (that is, the debts you presently owe and that you will list in your bankruptcy petition).
The next step in filing a bankruptcy is to have the actual petition prepared. The petition is an extensive document listing all of your income, assets and liabilities as well as other information with respect to your financial history. You must list all of the creditors that you owe money to and want to be discharged from that debt. Any creditor that you do not list will always remain your creditor. For example, you may want to keep one of your credit cards if you do not list that credit card company on your petition then you can continue to use that line of credit (of course, you will continue to make your monthly payments for that credit card).
Your petition will be filed in the bankruptcy court for about a $150.00 fee...

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Four Ways To Work Out Business Disputes

Four Ways To Work Out Business Disputes

by: Giuseppe Leone

FOUR WAYS TO WORK OUT BUSINESS DISPUTES

by Giuseppe Leone – Business and Workplace Mediator

Business owners have four options to resolve disputes with partners, vendors or customers. Each option is based on different assumptions, and entails a different cost. Therefore, it pays to understand them better.
Option #1 – Direct negotiation
Direct negotiation is certainly the cheapest – but not necessarily the easiest – way to resolve a conflict. A good place to start, is to get clear about what one wants, why, and how much one cares for the future relationship with the other person. The next step, is finding out how the situation looks from the other person’s perspective. This task requires effective questioning, listening, and observing. The final negotiation step, is crafting an agreement that both parties believe to be better than all other alternatives.
To negotiate successfully one needs some planning, communication and negotiation skills. Without them, it is easy to end up with no deal, or a bad deal, or even a personal war.

Option #2 – Mediation
The goal of mediation is not to find who is right or wrong, but how the problem at hand can best be resolved. Mediation is a process in which parties who disagree meet with a neutral third-party, who facilitates their negotiations. The mediator doesn’t have any decision-making authority. The parties decide how to resolve their problem, in a way that is mutually acceptable.
Since mediation is confidential, mediation discussions and materials are not admissible in court. In a sense, when people mediate they have everything to gain and nothing to lose. If they are able to reach a mutually acceptable agreement with the mediator’s assistance, that’s great...

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The Importance Of Laws On Public Transportation

The Importance Of Laws On Public Transportation

by: Jinky C. Mesias

Aside from private car accidents there are also a great number of related public transportation accidents. The Federal Government is the one regulating the common carriers that transport passengers and cargo across the entire state. Nevertheless, each separate state has its own regulated public transportation system all within its state’s lines. But in general it’s the Federal Government that controls the interstate transportation while the individual states are to manage the intrastate transportation.
Just what are common carriers? Common carrier is the term given to refer to one who make known to the public that his business involves the transporting of persons or cargo from one point to another within or outside the state in return for compensation and also the services rendered are available to the public. Some of the common carriers available are buses, trains, ferries and airplanes. Nevertheless, there are some exceptions especially when it comes to certain types of airplanes as well as some vessels that are included in the private charter transportation.
The importance of knowing whether a transportation service is a common carrier or not is for the implementation of specific common carrier regulations in various states. The common carrier regulations are usually applied to equipment requirements, licensing, transportation procedures, fare and rates and others that are related to the operation of the common carrier. The set regulations are provided to benefit not only the common carrier industry but more so the general public. Common carriers are required to follow strictly the regulations and standards impose in their respective states.
For accidents relating to common carriers, the Federal...

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