Daily Archives April 27, 2015

Privacy Rights – Big Brother’s Bumbling

Privacy Rights – Big Brother’s Bumbling

by: Richard A. Chapo

The General Accounting Office has reported the federal government is ignoring individual privacy rights of citizens. Not only is it ignoring guidelines, the actions being taken may server to put your privacy at more risk of being violated.
Government Run Amuck
Five federal agencies are charged with using electronic data mining tools to track terrorist, catch criminals and prevent general fraudulent behavior. In using these tools, the agencies are supposed to fall a set of guidelines designed to protect your privacy. None of the agencies are doing so. In fact, they are doing just the opposite.
According to the GAO, the five federal agencies repeatedly failed to follow guidelines. These failures either “increased the risk that personal information could be improperly exposed or altered” or “limited the ability of the public — including those individuals whose information was used — to participate in the management of that personal information.”
In investigating the situation, the GAO looked at five federal agencies. The agencies are the Agriculture Department, Federal Bureau of Investigation, Internal Revenue Service, Small Business Administration and State Department. The GAO found none of the agencies had complied with privacy guidelines and only three had even considered them.
Of this list, three groups are particularly worrisome. The IRS, obviously, controls incredibly delicate information for every person in the United States. The Agency has already reported problems with staff and agents giving out information over the phone to potential identity thieves...

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Time for a New Canadian Party

Time for a New Canadian Party

by: Gary Whittaker

It is time for a change. A change in philosophy, a change in the 3 party system. A change in politicians not being held accountable for promises they had no intention of delivering. It is time for a new political party to emerge from the sham that is the Canadian so-called democratic system. Here are some of the changes I propose a new party based on the following positions:
On the Armed Forces
The Canadian Army, Navy and Air Force should follow the examples set in the corporate world. With our ties to the U.S, Canada should streamline its military divisions into one entity. This new Armed Forces would be split into 3 sub-groups

Special Forces: Trained to deal with specialized situations; reconnaissance, minefield clearance, chemical attack manoeuvres, etc
National Guard: For both sea and land protection. Force would have to be big enough to fend off those pesky Indians.
Reserves: As a means to provide a paid education to all the under-privileged young Canadian adults.

On Abortion
Despite the fact that a woman chooses to accept the risk when engaging in sexual intercourse and that she should be made accountable for the consequences of her actions, a woman has a legal right to choose whether or not to carry a baby to term. Since politics should be based on legality, and not morality (which can be highly subjective), the right to choice must be upheld. I would direct all the efforts made by the Pro-Life movement into resources that can truly benefit today’s woman. More effort must be made on improving a young woman’s self esteem, so that sex is never done out of obligation, or in trying to keep their partners. If women decide to engage in sexual intercourse, it is for their own reasons, and not to influence others.
...

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Debt Consolidation. Just lump it all together!

Debt Consolidation. Just lump it all together!

by: Mike Yeager

In a world where people use credit as much as they drink water, it is no surprise that so many people need debt consolidation loans. Debt consolidation loans sound like a good way of getting your debt cleaned up, but are they? If you need help getting out of debt, consider all your options before choosing. You will be surprised to learn what is available to help you.
Whether you need to consolidate medical bills or maybe just credit card debt consolidation, finding the right option is easy when you know how. First you need to find out what types of loans you qualify for. If you own a home and have some equity in it, you may be able to cash that out into a home equity loan. This is a good option if you have a good relationship with your current lender and have enough equity to cover the loan amount.
Other types of loans, or consolidation loans, can be helpful as well. You can find free debt consolidation companies out there that will help you, but don’t be fooled into believing these companies won’t charge you something. Often times there are fees to pay. Another consideration isn’t a loan at all. Non profit debt consolidation is a program for those who need help getting out. Often times, these companies can lower or eliminate your credit card interest rates because they have a relationship with your creditors. Most of the time, you set up a fixed amount of money that they take from your checking account monthly. This amount is what they have lowered your credit card monthly fees to. It is all of your accounts in one. Usually, this amount will pay off your bills within a certain amount of months assuming that you pay them monthly.
Whatever method you choose, find some information out online or through your l...

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My Book Contains “No Artificial Growth Hormones”

My Book Contains “No Artificial Growth Hormones”

by: David Leonhardt

I don’t usually get too excited about what I read in the news. After all, what can I do about it? But one item I recently saw made me jump up out of my chair.
I rushed over to my clever lawyer’s office.
“Look at this!” I proclaimed as I burst into his office.
Clever Lawyer said nothing. His client echoed his words with her ruby red lips.
I placed the newspaper on his desk.
“Happy Guy, what are you doing here?” he wanted to know. “We don’t have a meeting.”
“Just look at this headline.” I demanded, ignoring his irritating obsession with minute details. “We should take action immediately.”
Slowly, Clever Lawyer picked up the newspaper and read the headline. His eyes returned to me. “This says that Monsanto is suing Oakhurst Dairy for labels on their milk reading ‘no artificial growth hormones’. What does that have to do with you?”
“Don’t you see?” I asked incredulously. “Monsanto makes rBST, an artificial hormone for milk cows. It looks like they think the label on Oakhurst Dairy milk hurts their business because it implies that milk from their hormone-treated cows is inferior.”
“I don’t see what it has to do with you,” Clever Lawyer said.
“Yes, I don’t see what it has to do with you,” Ruby Red chimed in.
“It has everything to do with me,” I replied. “Look here. See this book about happiness? Top Publisher printed ‘New York Times Bestseller’ right on the cover. Can you believe it?”
“Oh yeah, I’ve heard of this book,” Clever Lawyer smiled. “It’s supposed to be quite good. In fact, I recall seeing it on the New York Times bestseller list.”
“Exactly,” I exclaimed. “Let’s sue Top Publisher for everything he’s got.”
“Why?” Clever Lawyer wanted to know, much to my surprise.
“Yes, why?” Ruby Red...

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9 Pros And Cons Of A Compensation Claim

9 Pros And Cons Of A Compensation Claim

by: Mohammad Latif

Making a compensation claim looks easy and a good idea in the beginning… but as time goes by, you discover the catches and fees. However, by that time its too late! Too late especially if the medical is done…
The claims culture arrived and it was chaos. Door canvassers and telesales, knocking and ringing constantly for an injury claim. Have you had an injury? Have you had an accident in the last 3 years? It went ballistic, new companies evolving and new tricks came into place that would work against you.
The 9 Pros and Cons…
The Salespeople
Avoid these people who stop you in the streets, shopping center or at the hospitals! They don’t give a damn about you and surely don’t give a toss what the outcome is, of your injury claim. They work on a commission basis.
The Agreement
Did you ever understand what was said before you signed the agreement? I guess not. ‘Don’t worry it doesn’t mean anything, the company will contact you and sort it out’. Did they ever? Today there is so much jargon, i.e. crap, out there that many people just ignore a claim for compensation even if they have an injury.
The Bank
In the beginning it was always a helping hand with your claim, until it was settled, with insurance and loan deductions. Policies were taken out in the thousands which back fired. And guess who provides the financially funded policies? The BANKS!
The Loan
A loan agreement to fund a claim is unnecessary, but the salespeople claim ‘otherwise it’s not possible to be compensated and you’ll have to fork out a couple of hundred upfront to get started’. However, the deduction is phenomenal as the interest accumulates over the period of the claim. It could last up to 2 years and it gets deducted from your compensation.
The BIG ...

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